Spencer rent-to-mortgage coverage (dscr)
The dscr in Spencer is 0.57x, ranking #2,705 of 3,071 U.S. counties. Updated monthly and free to explore.
DSCR
0.57x
Ranks #2,705 of 3,071 U.S. counties, in the top 88%.
- vs. national median0.77xSpencer is lower than the U.S. median
- vs. Kentucky median0.85xSpencer is lower than the Kentucky median
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What dscr means
Counties where a typical rental's market rent best covers the loan payment: the highest debt-service-coverage ratio (rent ÷ PITI) at the prevailing 30-year rate. Above 1.0 means rent covers the mortgage. An educational estimate for a representative property, not a quote.
Spencer dscr: common questions
What is the dscr in Spencer?
The dscr in Spencer is 0.57x, which ranks #2,705 of 3,071 U.S. counties. Curb Report updates this monthly and it is free to view.
Is the dscr in Spencer above or below the national average?
Spencer is lower than the U.S. median of 0.77x, putting it in the top 88% of U.S. counties.
How does Spencer compare with the rest of Kentucky?
Spencer is lower than the Kentucky median of 0.85x.
What does dscr mean?
Counties where a typical rental's market rent best covers the loan payment: the highest debt-service-coverage ratio (rent ÷ PITI) at the prevailing 30-year rate. Above 1.0 means rent covers the mortgage. An educational estimate for a representative property, not a quote.