Best Cash-Flow Coverage Counties (Highest DSCR)

Counties where a typical rental's market rent best covers the loan payment: the highest debt-service-coverage ratio (rent ÷ PITI) at the prevailing 30-year rate. Above 1.0 means rent covers the mortgage. An educational estimate for a representative property, not a quote.

Payment and cash-flow figures were computed at about 6.71%, the 30-year fixed rate in effect around Sep 3, 2026. They do not move with today's market. For reference, the 10-year Treasury closed at 5.21% on Oct 13, 2026. Today's rates

#CountyDSCR
1Alexander, IL2.17x
2Phillips, AR2.10x
3Bertie, NC2.08x
4Mineral, NV2.05x
5Wyoming, WV2.01x
6Twiggs, GA1.96x
7Knott, KY1.94x
8Letcher, KY1.91x
9Cochran, TX1.91x
10Buchanan, VA1.89x
11Mingo, WV1.87x
12Prairie, MT1.86x
13Breathitt, KY1.75x
14Washington, MS1.75x
15Harmon, OK1.74x
16Brunswick, VA1.74x
17Webster, WV1.72x
18Hardeman, TX1.70x
19Leslie, KY1.67x
20East Carroll, LA1.67x
21Coahoma, MS1.67x
22Allendale, SC1.67x
23Stewart, GA1.66x
24Eureka, NV1.66x
25Cottle, TX1.65x
26Tillman, OK1.64x
27St. Francis, AR1.64x
28Iberville, LA1.59x
29Harlan, KY1.57x
30Quay, NM1.54x
31Fulton, KY1.53x
32Foard, TX1.53x
33Nolan, TX1.53x
34Calhoun, GA1.52x
35Randolph, GA1.52x
36Trigg, KY1.52x
37Lauderdale, MS1.52x
38Crosby, TX1.52x
39Accomack, VA1.52x
40Halifax, VA1.52x
41Humphreys, MS1.51x
42Hidalgo, NM1.50x
43Sussex, VA1.50x
44Vermilion, LA1.48x
45McKean, PA1.47x
46Pulaski, IL1.46x
47Greer, OK1.46x
48Brooks, TX1.46x
49Clay, WV1.46x
50Woodruff, AR1.46x

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