Best Cash-Flow Coverage Counties (Highest DSCR)

Counties where a typical rental's market rent best covers the loan payment: the highest debt-service-coverage ratio (rent ÷ PITI) at the prevailing 30-year rate. Above 1.0 means rent covers the mortgage. An educational estimate for a representative property, not a quote.

Payment and cash-flow figures were computed at about 6.66%, the 30-year fixed rate in effect around Jul 30, 2026. They do not move with today's market. For reference, the 10-year Treasury closed at 4.78% on Sep 4, 2026. Today's rates

#CountyDSCR
1Alexander, IL2.14x
2Bertie, NC2.06x
3Phillips, AR2.05x
4Wyoming, WV2.04x
5Knott, KY1.97x
6Twiggs, GA1.95x
7Buchanan, VA1.87x
8Mingo, WV1.86x
9Mineral, NV1.85x
10Cochran, TX1.85x
11Coahoma, MS1.81x
12Prairie, MT1.81x
13Cameron, PA1.80x
14Allendale, SC1.79x
15Letcher, KY1.78x
16Cottle, TX1.76x
17Brunswick, VA1.75x
18Foard, TX1.74x
19Webster, WV1.74x
20Eureka, NV1.73x
21Hardeman, TX1.73x
22Breathitt, KY1.72x
23Washington, MS1.71x
24Stewart, GA1.70x
25Leslie, KY1.70x
26Trigg, KY1.68x
27Harmon, OK1.64x
28Tillman, OK1.64x
29East Carroll, LA1.63x
30Fairfield, SC1.63x
31St. Francis, AR1.58x
32Harlan, KY1.57x
33Pulaski, IL1.56x
34Calhoun, GA1.55x
35Halifax, NC1.54x
36Woodruff, AR1.53x
37Pemiscot, MO1.52x
38Quay, NM1.51x
39Marlboro, SC1.51x
40De Baca, NM1.50x
41Halifax, VA1.50x
42Sussex, VA1.50x
43Randolph, GA1.49x
44Pike, MS1.49x
45Monroe, AR1.49x
46Crosby, TX1.48x
47Humphreys, MS1.47x
48Dunklin, MO1.47x
49Boone, WV1.47x
50Clay, WV1.47x

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