Best Cash-Flow Coverage Counties (Highest DSCR)
Counties where a typical rental's market rent best covers the loan payment — the highest debt-service-coverage ratio (rent ÷ PITI) at the prevailing 30-year rate. Above 1.0 means rent covers the mortgage. An educational estimate for a representative property, not a quote.
| # | County | DSCR |
|---|---|---|
| 1 | Bertie, NC | 2.16x |
| 2 | Coahoma, MS | 2.03x |
| 3 | Knott, KY | 2.00x |
| 4 | Phillips, AR | 1.96x |
| 5 | Twiggs, GA | 1.92x |
| 6 | Wyoming, WV | 1.90x |
| 7 | East Carroll, LA | 1.84x |
| 8 | Cochran, TX | 1.81x |
| 9 | Prairie, MT | 1.80x |
| 10 | Alexander, IL | 1.75x |
| 11 | Mineral, NV | 1.74x |
| 12 | Leslie, KY | 1.73x |
| 13 | Letcher, KY | 1.72x |
| 14 | Washington, MS | 1.71x |
| 15 | Allendale, SC | 1.71x |
| 16 | Cottle, TX | 1.69x |
| 17 | Buchanan, VA | 1.68x |
| 18 | Stewart, GA | 1.66x |
| 19 | Pulaski, IL | 1.65x |
| 20 | Fulton, KY | 1.63x |
| 21 | Hidalgo, NM | 1.63x |
| 22 | Webster, WV | 1.62x |
| 23 | Cameron, PA | 1.61x |
| 24 | Harlan, KY | 1.60x |
| 25 | Tillman, OK | 1.60x |
| 26 | Hardeman, TX | 1.60x |
| 27 | Marlboro, SC | 1.59x |
| 28 | Harmon, OK | 1.58x |
| 29 | Crosby, TX | 1.57x |
| 30 | Mingo, WV | 1.57x |
| 31 | Humphreys, MS | 1.56x |
| 32 | Sussex, VA | 1.56x |
| 33 | Lauderdale, MS | 1.53x |
| 34 | Halifax, VA | 1.53x |
| 35 | Monroe, AR | 1.52x |
| 36 | Eureka, NV | 1.50x |
| 37 | Foard, TX | 1.50x |
| 38 | Quay, NM | 1.49x |
| 39 | St. Francis, AR | 1.49x |
| 40 | Woodruff, AR | 1.49x |
| 41 | Breathitt, KY | 1.47x |
| 42 | Leflore, MS | 1.47x |
| 43 | Pemiscot, MO | 1.47x |
| 44 | Perry, KY | 1.46x |
| 45 | Greer, OK | 1.46x |
| 46 | Jefferson, MS | 1.45x |
| 47 | Sumter, AL | 1.45x |
| 48 | Gallatin, IL | 1.44x |
| 49 | Danville, VA | 1.44x |
| 50 | Boone, WV | 1.44x |