Kentucky housing market
The median home value in Kentucky is $235K as of Jul 2026, down 0.7% over the past year. Explore the Kentucky home-price trend, 12-month outlook, and every county below.
Median home value
$235K
as of Jul 2026
1-year change
-0.7%
year-over-year
Kentucky home-value trend
Updated Jul 2026Typical home value (Zillow ZHVI), last 10 years, vs. the U.S..
Kentucky median home value over time
| Date | Typical home value |
|---|---|
| Sep 2016 | $130K |
| Sep 2018 | $145K |
| Aug 2020 | $163K |
| Aug 2022 | $208K |
| Jul 2024 | $225K |
| Jul 2026 | $235K |
Kentucky housing market at a glance
Statewide supply and demand. Source: Census ACS, Insight Score Engine (Zillow + Census), Realtor.com, Realtor.com + Redfin, Redfin
| Metric | Value | As of |
|---|---|---|
| Median list priceWhat sellers are currently asking, across all active listings. | $313K | Jul 2026 |
| Median price per square footClosed sales only, so markets with different typical home sizes compare fairly. | $168 | May 2026 |
| Price per square foot, 1-year changeSize-adjusted price movement over the last 12 months. | +3.2% | May 2026 |
| Median days on marketHow long a typical listing sits before it sells or is pulled. | 52 | Jul 2026 |
| Months of supplyHow long it would take to sell every active listing at the current pace. Under 6 months leans toward sellers. | 2.56 | May 2026 |
| Active listingsHomes on the market right now, excluding pending sales. | 12,813 | Jul 2026 |
| Inventory vs. 2019Supply against the same month of the last pre-pandemic year. Negative still means tighter than 2019. | -10.2% | Jul 2026 |
| Pending sales vs. active listingsHomes under contract measured against homes still available. Higher means demand is clearing supply faster. | 50.6% | Jul 2026 |
| Median home sizeSquare footage of the typical listed home. | 1,817 | Jul 2026 |
| Priced above fundamentalsHow far the typical home sits above what local incomes and rents support. Positive means stretched. | +5.1% | Jul 2026 |
Home prices in Kentucky's biggest markets
The 10 most-populated counties in Kentucky, compared on typical home value and its 1-year change.
Who lives in Kentucky
Population, income and housing-stock context behind the prices above
| Metric | Value | As of |
|---|---|---|
| PopulationLatest Census population estimate. | 4.53M | Jan 2024 |
| Median household incomeWhat the typical household earns, from the Census ACS. | $63.7K | Jan 2024 |
| Median ageHalf the population is older than this, half younger. | 39.1 | Jan 2024 |
| Empty homes that are actually for sale or rentOf the homes sitting empty, the share genuinely on the market. The rest are seasonal, tied up, or off-market. | 19.0% | Jan 2024 |
| Residents 55 and olderThe share of the population at or near retirement age. | 30.3% | Jan 2024 |
Kentucky home prices by county
Browse all 120 counties in Kentucky. Each shows home values, a 12-month forecast, crash and climate risk, property tax, and cap rate.
- Adair
- Allen
- Anderson
- Ballard
- Barren
- Bath
- Bell
- Boone
- Bourbon
- Boyd
- Boyle
- Bracken
- Breathitt
- Breckinridge
- Bullitt
- Butler
- Caldwell
- Calloway
- Campbell
- Carlisle
- Carroll
- Carter
- Casey
- Christian
- Clark
- Clay
- Clinton
- Crittenden
- Cumberland
- Daviess
- Edmonson
- Elliott
- Estill
- Fayette
- Fleming
- Floyd
- Franklin
- Fulton
- Gallatin
- Garrard
- Grant
- Graves
- Grayson
- Green
- Greenup
- Hancock
- Hardin
- Harlan
- Harrison
- Hart
- Henderson
- Henry
- Hickman
- Hopkins
- Jackson
- Jefferson
- Jessamine
- Johnson
- Kenton
- Knott
- Knox
- Larue
- Laurel
- Lawrence
- Lee
- Leslie
- Letcher
- Lewis
- Lincoln
- Livingston
- Logan
- Lyon
- Madison
- Magoffin
- Marion
- Marshall
- Martin
- Mason
- McCracken
- McCreary
- McLean
- Meade
- Menifee
- Mercer
- Metcalfe
- Monroe
- Montgomery
- Morgan
- Muhlenberg
- Nelson
- Nicholas
- Ohio
- Oldham
- Owen
- Owsley
- Pendleton
- Perry
- Pike
- Powell
- Pulaski
- Robertson
- Rockcastle
- Rowan
- Russell
- Scott
- Shelby
- Simpson
- Spencer
- Taylor
- Todd
- Trigg
- Trimble
- Union
- Warren
- Washington
- Wayne
- Webster
- Whitley
- Wolfe
- Woodford
Top movers in Kentucky
The Kentucky counties drawing the most new residents on the latest IRS county-to-county migration data. See where people are moving from and to in each.
See where people are moving nationwide →Kentucky housing market FAQ
What is the median home price in Kentucky?
The median home value in Kentucky is $235K as of Jul 2026, down 0.7% over the past year. Curb Report tracks Kentucky home values monthly from Zillow's home value index, with a county-by-county breakdown.
What is the average home price in Kentucky?
The average home price in Kentucky is about $235K as of Jul 2026. Strictly speaking that figure is the typical home value from Zillow's home value index, which behaves like a median rather than a true arithmetic mean. That is the more useful number: a real average is pulled upward by a small number of luxury sales, so it overstates what an ordinary Kentucky home costs.
How long does it take to sell a house in Kentucky?
A typical Kentucky listing spends 52 days on the market before it sells or is withdrawn, as of Jul 2026. That is the statewide median; individual counties vary widely, and the county breakdown below shows where homes move fastest.
Is Kentucky a buyer's market or a seller's market?
Kentucky currently has 2.56 months of supply as of May 2026, meaning it would take that long to sell every active listing at the current sales pace. Under roughly six months is conventionally read as a seller's market and above it as a buyer's market, so Kentucky sits on the seller-leaning side of that line today.
Is now a good time to buy a home in Kentucky?
Curb Report's 12-month price forecast for Kentucky currently points to below-average outlook. Weigh it against the Kentucky home-price trend and each county's outlook below before you buy.
Will the Kentucky housing market crash?
Kentucky's housing crash risk is currently low, based on how prices compare with local fundamentals and the 2008 baseline. Elevated risk doesn't predict a crash; it flags where the downside is larger if conditions turn. See the county-by-county crash-risk breakdown on Curb Report.
How much have home values changed in Kentucky?
Kentucky home values are down 0.7% over the past year, with the typical home now worth $235K. Explore the full 10-year Kentucky home-value trend above.