Shelby rent-to-mortgage coverage (dscr)
The dscr in Shelby is 0.76x, ranking #1,588 of 3,071 U.S. counties. Updated monthly and free to explore.
DSCR
0.76x
Ranks #1,588 of 3,071 U.S. counties, in the top 52%.
- vs. national median0.77xShelby is lower than the U.S. median
- vs. Kentucky median0.85xShelby is lower than the Kentucky median
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What dscr means
Counties where a typical rental's market rent best covers the loan payment: the highest debt-service-coverage ratio (rent ÷ PITI) at the prevailing 30-year rate. Above 1.0 means rent covers the mortgage. An educational estimate for a representative property, not a quote.
Shelby dscr: common questions
What is the dscr in Shelby?
The dscr in Shelby is 0.76x, which ranks #1,588 of 3,071 U.S. counties. Curb Report updates this monthly and it is free to view.
Is the dscr in Shelby above or below the national average?
Shelby is lower than the U.S. median of 0.77x, putting it in the top 52% of U.S. counties.
How does Shelby compare with the rest of Kentucky?
Shelby is lower than the Kentucky median of 0.85x.
What does dscr mean?
Counties where a typical rental's market rent best covers the loan payment: the highest debt-service-coverage ratio (rent ÷ PITI) at the prevailing 30-year rate. Above 1.0 means rent covers the mortgage. An educational estimate for a representative property, not a quote.