Panama City-Panama City Beach, FL Housing Market
Last updated May 2026
As of the latest data, the typical home in Panama City-Panama City Beach, FL is valued around $331K, down 1.6% over the past 12 months. The market is home to roughly 212K residents. Looking ahead, Curb Report's 12-month price forecast points to mixed signals, housing crash risk is elevated, rental cap rates run near market median, the overall Investment Score grades average. Below you'll find Panama City-Panama City Beach, FL's home prices, price forecast, crash and climate risk, property taxes, cap rate, and rental data, updated monthly from Zillow, the Census Bureau, FEMA, and 30+ sources. Create a free account to explore the full interactive map, or analyze a specific listing with Curb Check.
Median home value
$331K
1-year growth
-1.6%
Population
212K
12-mo forecast
Mixed signalsCrash risk
ElevatedCap rate
Near market medianNet migration
+4,332
Today
Aug 24, 2026 | every business day | US Treasury
10-year Treasury 4.70%, -4 bp. Mortgage pricing tracks this, so it is the piece of a Panama City-Panama City Beach, FL purchase that actually moved today.
What today’s rate does to a Panama City-Panama City Beach, FL payment →Panama City-Panama City Beach, FL housing market FAQ
Is now a good time to buy in Panama City-Panama City Beach, FL?
Curb Report's 12-month price forecast for Panama City-Panama City Beach, FL currently points to mixed signals, with elevated housing crash risk. Create a free account to see the full forecast, the signals driving it, and historical trends before you buy.
What is the housing crash risk in Panama City-Panama City Beach, FL?
Panama City-Panama City Beach, FL's housing crash risk is currently elevated, based on price-to-income, inventory, days-on-market, and overvaluation signals. See the full Crash Risk breakdown and what's driving it on Curb Report.
What is the median home price in Panama City-Panama City Beach, FL?
The typical home value in Panama City-Panama City Beach, FL is about $331K, down 1.6% over the past year. Explore the full price history and 12-month forecast on Curb Report.
Is Panama City-Panama City Beach, FL a good place to invest in rental property?
In Panama City-Panama City Beach, FL, rental cap rates run near market median and the overall Investment Score grades average. Use the Curb Check tool to paste any Zillow or Redfin listing and get instant cap rate, cash flow, and a risk read for that specific property.
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