Free home buyer tool

What does it actually cost to live there?

Listing price is just the start. Add property tax, homeowners insurance, state income tax, and commute fuel. The real monthly cost of any U.S. county.

County or state

Household income

For state income tax estimate

Mortgage rate (%)

Down payment (%)

We use the latest seeded median home value as the purchase price. Commute cost uses your county's average commute time × estimated fuel cost (20 mpg, 240 work days/yr). State income tax uses the top marginal rate × your income, which overstates actual tax by 30-50% for most earners (real tax is bracketed). Use your state's estimator for precision.

Pick a county to see the breakdown.