New York Housing Market, NY
Last updated July 2026
As of the latest data, the typical home in New York is valued around $1.25M, up 2.6% over the past 12 months. The market is home to roughly 1.63M residents. Looking ahead, Curb Report's 12-month price forecast points to mixed signals, housing crash risk is elevated, rental cap rates run near market median, the overall Investment Score grades weak. Below you'll find New York's home prices, price forecast, crash and climate risk, property taxes, cap rate, and rental data, updated monthly from Zillow, the Census Bureau, FEMA, and 30+ sources. Create a free account to explore the full interactive map, or analyze a specific listing with Curb Check.
Median home value
$1.25M
1-year growth
+2.6%
Population
1.63M
12-mo forecast
Mixed signalsCrash risk
ElevatedCap rate
Near market medianNet migration
-9,799
Affordability
24/100
Today
Aug 25, 2026 | every business day | US Treasury
10-year Treasury 4.64%, -6 bp. Mortgage pricing tracks this, so it is the piece of a New York purchase that actually moved today.
What today’s rate does to a New York payment →Dig into New York
Worried about a downturn? Is New York, NY going to crash?
Buying to rent? See the New York, NY cap rate
New York housing market FAQ
Is now a good time to buy in New York?
Curb Report's 12-month price forecast for New York currently points to mixed signals, with elevated housing crash risk. Create a free account to see the full forecast, the signals driving it, and historical trends before you buy.
What is the housing crash risk in New York?
New York's housing crash risk is currently elevated, based on price-to-income, inventory, days-on-market, and overvaluation signals. See the full Crash Risk breakdown and what's driving it on Curb Report.
What is the median home price in New York?
The typical home value in New York is about $1.25M, up 2.6% over the past year. Explore the full price history and 12-month forecast on Curb Report.
Is New York a good place to invest in rental property?
In New York, rental cap rates run near market median and the overall Investment Score grades weak. Use the Curb Check tool to paste any Zillow or Redfin listing and get instant cap rate, cash flow, and a risk read for that specific property.
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