Ray Housing Market, MO
Last updated July 2026
As of the latest data, the typical home in Ray is valued around $266K, up 4.8% over the past 12 months. The market is home to roughly 23K residents. Looking ahead, Curb Report's 12-month price forecast points to mixed signals, housing crash risk is low, rental cap rates run near market median, the overall Investment Score grades average. Below you'll find Ray's home prices, price forecast, crash and climate risk, property taxes, cap rate, and rental data, updated monthly from Zillow, the Census Bureau, FEMA, and 30+ sources. Create a free account to explore the full interactive map, or analyze a specific listing with Curb Check.
Median home value
$266K
1-year growth
+4.8%
Population
23K
12-mo forecast
Mixed signalsCrash risk
LowCap rate
Near market medianNet migration
+67
Affordability
43/100
Today
Aug 25, 2026 | every business day | US Treasury
10-year Treasury 4.64%, -6 bp. Mortgage pricing tracks this, so it is the piece of a Ray purchase that actually moved today.
What today’s rate does to a Ray payment →Dig into Ray
Worried about a downturn? Is Ray, MO going to crash?
Buying to rent? See the Ray, MO cap rate
Ray housing market FAQ
Is now a good time to buy in Ray?
Curb Report's 12-month price forecast for Ray currently points to mixed signals, with low housing crash risk. Create a free account to see the full forecast, the signals driving it, and historical trends before you buy.
What is the housing crash risk in Ray?
Ray's housing crash risk is currently low, based on price-to-income, inventory, days-on-market, and overvaluation signals. See the full Crash Risk breakdown and what's driving it on Curb Report.
What is the median home price in Ray?
The typical home value in Ray is about $266K, up 4.8% over the past year. Explore the full price history and 12-month forecast on Curb Report.
Is Ray a good place to invest in rental property?
In Ray, rental cap rates run near market median and the overall Investment Score grades average. Use the Curb Check tool to paste any Zillow or Redfin listing and get instant cap rate, cash flow, and a risk read for that specific property.
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