Will the Durant metro area Housing Market Crash in 2026?
Housing crash risk
Moderate
Higher crash risk than 73% of U.S. metros
Data as of June 2026
12-month price forecast
Below-average outlook
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Curb Report's crash risk read for the Durant metro area housing market is Moderate, higher than 73% of U.S. metros, as of June 2026. The biggest driver is payment burden: owning a typical home takes an unusually large share of local income, riskier than 80% of U.S. metros on that signal.
Prices sit slightly below their peak (within 5%).
The score blends four signals, each ranked against every other U.S. market of the same kind: overvaluation versus local incomes (35%), payment burden (25%), the slide from the price peak (20%) and unusual price swings (20%). The score is a relative read: it ranks how exposed the Durant metro area housing market is if conditions turn, compared with other U.S. metros. It does not forecast that prices will fall. A correction also doesn’t require a 2008-style collapse: local pullbacks happen when supply outruns demand, when a single-industry job base contracts, or when affordability erodes enough to shrink the buyer pool.
What’s driving the score
Biggest driver: payment burden
Overvaluation · 35% of score
Riskier than 54% of U.S. metros
How far home values sit above or below the long-run norm of about 3.5 times local median household income.
Above the long-run income norm (10% to 40%)Exact value on Pro
Payment burden · 25% of score
Riskier than 80% of U.S. metros
The monthly cost of owning a typical home (a 30-year mortgage at current rates with 20% down, plus property tax and insurance) as a share of local median household income.
Heavy: 35% to 45% of incomeExact value on Pro
Slide from peak · 20% of score
Riskier than 62% of U.S. metros
How far typical home values have fallen from their all-time high. A deeper slide scores as higher risk, because a decline that is already underway can keep going.
Slightly below its peak (within 5%)Exact value on Pro
Unusual price swing · 20% of score
Riskier than 60% of U.S. metros
How far the past 12 months of price change sits from the typical market's, in either direction. A sharp run-up and a sharp drop both add risk.
Roughly flat (within 2% in a year)Exact value on Pro
Price context
Other signals to watch (not part of the score)
These market-activity signals are not inputs to the Crash Risk score, but a correction usually shows up in them first.
Inventory, year over year
Change in the number of homes for sale versus a year ago. Fast-rising supply can pressure prices.
Lower than 52% of U.S. metrosExact value on Pro
Days on market
Typical days before a listing sells or comes off the market.
Higher than 77% of U.S. metrosExact value on Pro
Days on market, year over year
How much longer (or shorter) homes take to sell than a year ago.
Higher than 86% of U.S. metrosExact value on Pro
Listings with price cuts
Share of active listings that have had a price reduction.
Lower than 55% of U.S. metrosExact value on Pro
Months of supply
How long current listings would last at the recent sales pace. Around 6 months is often read as balanced.
Higher than 89% of U.S. metrosExact value on Pro
Compare nearby
Highest risk Oklahoma metros
- Stillwater metroModerate
- Tahlequah metroModerate
- Oklahoma City metro45 · Moderate
- Shawnee metroModerate
- Ada metroLow
Lowest risk Oklahoma metros
- Ponca City metroLow
- Enid metro19 · Low
- Woodward metroLow
- Weatherford metroLow
- Duncan metroLow
Oklahoma crash riskOklahoma housing marketsU.S. housing crash risk
Want the property-level answer? Paste any Durant, OK (Metro) listing into Curb Check for instant investor math, or open the full Durant, OK (Metro) market dashboard for every score and trend chart. You can also see how Durant, OK (Metro) stacks up against the rest of the country on the housing market crash hub.
Informational only, not financial or investment advice. Crash Risk is a data-driven estimate, not a prediction, verify independently before acting.
How the Crash Risk score is calculated
Each of the four signals is converted to a percentile: this metro area is ranked against every other U.S. metro with data, from 0 (lowest risk on that signal) to 100 (highest). The score is the weighted average of those percentiles, rounded to a whole number from 0 to 100:
- Overvaluation (35%). How far home values sit above or below the long-run norm of about 3.5 times local median household income.
- Payment burden (25%). The monthly cost of owning a typical home (a 30-year mortgage at current rates with 20% down, plus property tax and insurance) as a share of local median household income.
- Slide from peak (20%). How far typical home values have fallen from their all-time high. A deeper slide scores as higher risk, because a decline that is already underway can keep going.
- Unusual price swing (20%). How far the past 12 months of price change sits from the typical market's, in either direction. A sharp run-up and a sharp drop both add risk.
If a signal is missing for a place, the remaining weights are scaled up, and a place needs at least half of the total weight to be scored. Bands: Low is under 40, Moderate is 40 to 69, Elevated is 70 or higher.
Scores are recomputed for each calendar quarter from Zillow home values, Census income data and 30-year mortgage rates, and this page refreshes daily to pick up new data.
Limitations: because every signal is a percentile, the score says how a market compares with others, not the odds of a price drop. The income-based signals can overstate risk in resort, retirement, university and military markets, where buyers are not typical local earners. Inventory, days on market and price cuts are not in the score. See data sources.
Frequently asked questions
Is the Durant metro area housing market going to crash?
Nobody can say for certain, and Curb Report does not predict crashes. Curb Report's crash risk read for the Durant metro area housing market is Moderate, higher than 73% of U.S. metros, as of June 2026. The biggest driver is payment burden: owning a typical home takes an unusually large share of local income, riskier than 80% of U.S. metros on that signal. The score blends four signals, each ranked against every other U.S. market of the same kind: overvaluation versus local incomes (35%), payment burden (25%), the slide from the price peak (20%) and unusual price swings (20%). A high score means prices have further to fall if conditions turn, not that they will.
Is the Durant metro area housing market in a bubble?
"Housing bubble" means different things to different analysts. The closest measure in Curb Report's score is overvaluation, which compares home values with about 3.5 times local median household income, the long-run norm. Durant, OK (Metro) is riskier than 54% of U.S. metros on that signal. Overvaluation is only 35% of the score, so see the full breakdown on the Durant, OK (Metro) market page.
Should I buy in the Durant metro area right now?
That depends on your strategy, hold period, and how the specific listing is priced versus metro area fundamentals. Prices sit slightly below their peak (within 5%). Paste any Durant, OK (Metro) Zillow or Redfin listing into the Curb Check tool for instant cap rate, cash flow, and a property-level risk read.