Gem rent-to-mortgage coverage (dscr)

The dscr in Gem is 0.55x, ranking #2,788 of 3,070 U.S. counties. Updated monthly and free to explore.

DSCR

0.55x

Ranks #2,788 of 3,070 U.S. counties, in the top 91%.

What dscr means

Counties where a typical rental's market rent best covers the loan payment: the highest debt-service-coverage ratio (rent ÷ PITI) at the prevailing 30-year rate. Above 1.0 means rent covers the mortgage. An educational estimate for a representative property, not a quote.

Gem dscr: common questions

What is the dscr in Gem?

The dscr in Gem is 0.55x, which ranks #2,788 of 3,070 U.S. counties. Curb Report updates this monthly and it is free to view.

Is the dscr in Gem above or below the national average?

Gem is lower than the U.S. median of 0.77x, putting it in the top 91% of U.S. counties.

How does Gem compare with the rest of Idaho?

Gem is higher than the Idaho median of 0.55x.

What does dscr mean?

Counties where a typical rental's market rent best covers the loan payment: the highest debt-service-coverage ratio (rent ÷ PITI) at the prevailing 30-year rate. Above 1.0 means rent covers the mortgage. An educational estimate for a representative property, not a quote.