Santa Cruz rent-to-mortgage coverage (dscr)
The dscr in Santa Cruz is 0.53x, ranking #2,859 of 3,070 U.S. counties. Updated monthly and free to explore.
DSCR
0.53x
Ranks #2,859 of 3,070 U.S. counties, in the top 93%.
- vs. national median0.77xSanta Cruz is lower than the U.S. median
- vs. California median0.67xSanta Cruz is lower than the California median
What dscr means
Counties where a typical rental's market rent best covers the loan payment: the highest debt-service-coverage ratio (rent ÷ PITI) at the prevailing 30-year rate. Above 1.0 means rent covers the mortgage. An educational estimate for a representative property, not a quote.
Santa Cruz dscr: common questions
What is the dscr in Santa Cruz?
The dscr in Santa Cruz is 0.53x, which ranks #2,859 of 3,070 U.S. counties. Curb Report updates this monthly and it is free to view.
Is the dscr in Santa Cruz above or below the national average?
Santa Cruz is lower than the U.S. median of 0.77x, putting it in the top 93% of U.S. counties.
How does Santa Cruz compare with the rest of California?
Santa Cruz is lower than the California median of 0.67x.
What does dscr mean?
Counties where a typical rental's market rent best covers the loan payment: the highest debt-service-coverage ratio (rent ÷ PITI) at the prevailing 30-year rate. Above 1.0 means rent covers the mortgage. An educational estimate for a representative property, not a quote.