Santa Barbara rent-to-mortgage coverage (dscr)

The dscr in Santa Barbara is 0.57x, ranking #2,704 of 3,070 U.S. counties. Updated monthly and free to explore.

DSCR

0.57x

Ranks #2,704 of 3,070 U.S. counties, in the top 88%.

What dscr means

Counties where a typical rental's market rent best covers the loan payment: the highest debt-service-coverage ratio (rent ÷ PITI) at the prevailing 30-year rate. Above 1.0 means rent covers the mortgage. An educational estimate for a representative property, not a quote.

Santa Barbara dscr: common questions

What is the dscr in Santa Barbara?

The dscr in Santa Barbara is 0.57x, which ranks #2,704 of 3,070 U.S. counties. Curb Report updates this monthly and it is free to view.

Is the dscr in Santa Barbara above or below the national average?

Santa Barbara is lower than the U.S. median of 0.77x, putting it in the top 88% of U.S. counties.

How does Santa Barbara compare with the rest of California?

Santa Barbara is lower than the California median of 0.67x.

What does dscr mean?

Counties where a typical rental's market rent best covers the loan payment: the highest debt-service-coverage ratio (rent ÷ PITI) at the prevailing 30-year rate. Above 1.0 means rent covers the mortgage. An educational estimate for a representative property, not a quote.