Shelby rent-to-mortgage coverage (dscr)

The dscr in Shelby is 0.78x, ranking #1,464 of 3,070 U.S. counties. Updated monthly and free to explore.

DSCR

0.78x

Ranks #1,464 of 3,070 U.S. counties, in the top 48%.

What dscr means

Counties where a typical rental's market rent best covers the loan payment: the highest debt-service-coverage ratio (rent ÷ PITI) at the prevailing 30-year rate. Above 1.0 means rent covers the mortgage. An educational estimate for a representative property, not a quote.

Shelby dscr: common questions

What is the dscr in Shelby?

The dscr in Shelby is 0.78x, which ranks #1,464 of 3,070 U.S. counties. Curb Report updates this monthly and it is free to view.

Is the dscr in Shelby above or below the national average?

Shelby is higher than the U.S. median of 0.77x, putting it in the top 48% of U.S. counties.

How does Shelby compare with the rest of Alabama?

Shelby is lower than the Alabama median of 0.89x.

What does dscr mean?

Counties where a typical rental's market rent best covers the loan payment: the highest debt-service-coverage ratio (rent ÷ PITI) at the prevailing 30-year rate. Above 1.0 means rent covers the mortgage. An educational estimate for a representative property, not a quote.